Quicker VOEs with payroll-first approach

We’ve been hitting The Work Number or Truv before manual calls, then sending one clean checklist email, and it shaved about 48 hours on two salaried files this week — anyone else seeing similar gains, or is it shop-specific? Not advice — just aiming to cut borrower back-and-forth and tighten docs without overpromising; verify against your lender policies and investor overlays.

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We flipped our workflow to auto-hit The Work Number from Encompass when the 1003 is submitted and do a quick employer coverage check first — feels like the carpool lane for VOE… It’s saving about 24–36 hours on clean W‑2s, but we still push a written VOE inside the 10‑day window and keep an eye on TWN fees for small loans. @OP do you let Truv catch the “not found” cases, or route those straight to manual?

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Also seeing ‘48 hours’ saved with The Work Number; hourly still manual. Anyone trigger Truv only on TWN no-match?

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I’ve found that automating the initial email to employers after hitting The Work Number has sped things up even more. It’s a nice way to keep up communication without waiting. Have you tried a similar approach, @jordan_lop87?

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